Should I sell my Matthews house as-is or fix it up first?

Fix only what will add more to the price than it costs. Sell as-is when the work would be large, slow or uncertain.

Matthews is a mix of older and newer homes. In our sample, six of 12 were built in 1980 or earlier, so an older house competes with newer ones and its condition shows. Older homes there hold more of their value against new construction than the North Carolina median, 34.8 percent against 19.9 percent.

More in Should I Sell My House As-Is or Fix It Up First?

What does it cost to sell a house in Matthews?

On a listed sale, commission is usually the largest cost, followed by transfer taxes, title and closing fees, and any repairs or credits after the buyer’s inspection. A private sale to Address District has no commission.

Federal tax on the gain may not apply at all. If you owned the house and lived in it as your main home for two of the last five years, the IRS lets you exclude up to $250,000 of gain, or $500,000 for a married couple filing jointly.

Line by line in How Much Does It Cost to Sell a House?

What are the benefits of selling my Matthews house off-market?

Discretion, no preparation and control of the calendar.

  • No public listing. No MLS listing, no listing photos and no open house.
  • The house as it stands. No repairs, no staging and no deep clean before closing.
  • Your date. Close in a few weeks or a few months, whichever suits your next move.
  • One counterpart. You deal with one buyer, not a run of showings and counteroffers.

The trade-off is exposure. A listing puts the house in front of every buyer in the market, and competition can push the price up. Should I Sell My House Off-Market? weighs both.

Is now a good time to sell my house in Matthews?

It depends more on your plans than on the market. The right time is usually when a sale fits your next move, your finances and the state of the house.

The Matthews numbers worth watching are time to contract, price cuts and what similar homes closed at, all of which a local agent or the public sale records can supply.

More in How Do I Know When It’s Time to Sell My House?

How fast can I sell my house in Matthews?

As fast as the title work allows, if you sell privately. You and the buyer set the closing date, and the title search and North Carolina’s closing documents set the floor.

A listed sale usually takes longer, because the house has to be prepared, shown and negotiated, and the buyer’s inspection, appraisal and loan approval can still undo the deal late in the process.

If you are relocating, read How Do I Sell My House Fast When I’m Moving for Work?

How does selling my Matthews house off-market work?

In four steps, with no listing and no showings.

  1. Send us the address and a few details through the offer form, or get in touch.
  2. A person on our team looks at the house and recent sales nearby, and may ask for a walk-through.
  3. We send a written offer. You are under no obligation to accept it.
  4. If you do, the closing is handled by a title company or closing attorney, on your date.

You will know in writing who the buyer is before you sign anything.

Do I need an agent to sell my house in Matthews?

No. You can sell without a listing agent, by marketing the house yourself or by selling directly to a buyer. You will usually need a title company, escrow company or closing attorney, depending on practice in North Carolina.

Many owners who skip the agent still hire a real estate attorney to review the contract.

What if my Matthews house isn’t selling?

Look at price, condition and exposure, in that order. Few showings usually mean price, and showings without offers usually mean condition.

Before you talk to another buyer, read your listing agreement. Most owe the agent a commission on any sale during the term. More in Why Isn’t My House Selling?

How does Matthews compare with nearby neighborhoods?

Providence Plantation and Matthews, 7 miles away, counts 12 older homes among the 15 we sampled. Carmel and South Charlotte, 7 miles away, shows four older homes among the six we sampled. Mint Hill, 9 miles away, has six older homes among the seven we sampled. Matthews ranks tied for 152nd nationally for older homes, behind one of them.

Every neighborhood in the index has its own page, and the North Carolina page lists all 69 in the state.

Do older homes in Matthews sell for less than new construction?

In our sample, yes. The average price of older homes in 28104 was 34.8 percent of the average price of new construction in the same ZIP code. The North Carolina median is 19.9 percent, and the index median is 23.1 percent. With six older homes behind it, treat the figure as a rough guide.

The gap reflects size, lot and condition as much as age, so price an older house against recent sales of other older houses nearby, not against new construction.

Matthews by the numbers

Older homes
6
of 12 homes sampled, built 1980 or earlier
Share of older homes
50.0%
North Carolina 58.8%. Index 49.0%.
Older vs new
34.8%
Older home price as a share of new construction
National rank
#152 (tie)
of 1,192 ZIP codes
State rank
#11
of 69 in North Carolina
Minimum lot
20,473 sq ft
As recorded in the source data

Of the 12 homes in the Address District sample for Matthews (28104), six were built in 1980 or earlier, a share of 50.0 percent. That places 28104 tied for 152nd of 1,192 ZIP codes nationally for the number of older homes, and tied for 11th of 69 in North Carolina.

Across the 69 North Carolina ZIP codes in the index, 58.8 percent of the homes sampled were built in 1980 or earlier, against 49.0 percent across all 1,192 ZIP codes.

How 28104 compares

Share of older homes

Homes in the sample built in 1980 or earlier

28104 Matthews50.0%
North Carolina58.8%
All ZIP codes in the index49.0%

Older home prices against new construction

Average older home price as a share of new construction

28104 Matthews34.8%
North Carolina median19.9%
Index median23.1%

Nearby neighborhoods in the index

ZIPPlaceDistanceRankShare
28270Providence Plantation / Matthews edgeCharlotte, NC7 mi5380.0%
28226Carmel / South CharlotteCharlotte, NC7 mi25666.7%
28227Mint HillMecklenburg County, NC9 mi16885.7%
28211Cotswold / FoxcroftCharlotte, NC9 mi6140.7%
28173MarvinUnion County, NC10 mi69025.0%
28207Myers Park / EastoverCharlotte, NC12 mi25666.7%
28205Plaza Midwood / NoDa edgeCharlotte, NC12 mi136100.0%
28209Sedgefield / Madison ParkCharlotte, NC12 mi3966.7%

The top of North Carolina

State rankZIPPlaceHomesOlder homesShare
127609North HillsRaleigh, NC282485.7%
228209Sedgefield / Madison ParkCharlotte, NC211466.7%
328270Providence Plantation / Matthews edgeCharlotte, NC151280.0%
428211Cotswold / FoxcroftCharlotte, NC271140.7%
527615North Raleigh / North RidgeRaleigh, NC141178.6%
628461Bald Head IslandBrunswick County, NC13861.5%
727607West Raleigh / University ParkRaleigh, NC9888.9%
827587Wake ForestWake County, NC9777.8%
928117MooresvilleIredell County, NC77100.0%
928205Plaza Midwood / NoDa edgeCharlotte, NC77100.0%

All 69 North Carolina ZIP codes in the index ›

About the data. Older homes are homes built in 1980 or earlier. Rank orders ZIP codes by the number of older homes in the sample, then by the number of homes. Full methodology and the complete index. Nothing on this page is legal, tax or financial advice.